PERSONAL BANKING

SouthShore Community Bank provides products and services to meet the needs of our clients. It is with great pride that we continue to enhance and develop new relationship opportunities to serve our customers, save them time & money and offer exciting custom products like our Premier Checking & Money Market accounts!

Relationship Banking allows you to waive your monthly maintenance fees by opening both the Premier Checking & Money Market Account. We understand the meaning of value and are putting your relationship with SouthShore Community Bank first!

Savings

SouthShore Personal Savings

This savings account is designed for our customers who want to enjoy the benefits of competitive interest rates.

Minimum balance to open account - $100.00
Balance required to avoid monthly service charge minimum daily balance - $200.00
Monthly service charge - $5.00
Transaction Limitations*
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SouthShore Youth Savings

Our SouthShore Youth Savings account is designed to help our youth start saving for the future. The low minimum balance makes it easy to open and maintain.

Minimum balance to open account - $25.00
Transaction Limitations*
Age restriction -Under 18 Years of Age
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*Two withdrawals/debits per month, with an additional charge of $2.00 per withdrawal/debit over allowed monthly limit.

SouthShore Health Savings

This account includes unlimited check writing and a debit card for those individuals enrolled in a High Deductible Health Plan. A SouthShore HSA provides a tax-advantaged way to save for qualified medical expenses and earn interest.

Minimum balance to open account - $100.00
Monthly Service Charge - $5.00**
One-time setup fee - $15.00**
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**The $15.00 setup fee and $5.00 monthly maintenance fee are waived with current active SouthShore deposit account.

Certificate of Deposit

With flexible terms and maturity dates, FDIC-insured CD’s are a smart place to deposit your money. Rates vary depending on amount deposited and term of CD. Ask your SouthShore Banker for current rates.

Individual Retirement Account

Individual Retirement Account less than $100,000

$1,000 minimum deposit to open
12, 24 & 60 month terms available
Competitive interest rates

Debit Card

The SouthShore MasterCard Debit Card works like a check and it's FREE! Use it to make everyday purchases wherever you see the MasterCard logo and the amount of your purchase is automatically deducted from your SouthShore checking account. Stop writing checks today and Start swiping your Debit Card!

Overdraft Protection

We understand how unpleasant having a returned check on your account can be. Safeguard your checking or money market accounts with SouthShore's Overdraft Protection Line of Credit. To start protecting your account today, call or visit one of our customer service representatives now!

FDIC

Equal Housing Lender

NOTICE: *Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. SouthShore Community Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.